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Jas Campbell Financial Services Insurance


In day to day life, we do everything possible to provide for and protect our families. Have you considered what could happen to your loved ones if you became seriously ill or were no longer around to provide for them? There are a number of insurance options available to you to ensure your family can cope financially should anything happen to you.

Whether you wish to consider a whole of life policy, critical illness cover or income protection, we can find a solution that is cost effective and can provide you with peace of mind should the worst happen.

General Insurance

We can provide you with a competitive home insurance quote from a range of insurance companies. Cover can be arranged for Buildings Insurance, which protects the structure of your home, and Contents Insurance, which protects your personal belongings from damage or loss.

There are a number of home insurance requirements that you need to consider:

  • Sum Insured - for Buildings Insurance, the sum insured should not be less than the cost of rebuilding your home, including professional fees. You need to satisfy yourself that you are not underinsured.

  • Accidental damage - your home contents can be insured against the risk of accidental damage.

  • No Claims Discount - insurers award a discount off of their normal premium tariff based upon the number of complete policy years you have remained 'claim free'.

  • Voluntary Excess - An excess in a policy is the amount of any claim, which you are responsible for. In addition to the mandatory excess applied by your Insurer, it is possible to reduce your premium by selecting a higher voluntary excess.

  • High Value Items - It is possible to specify particular higher value items within your policy to ensure that they are adequately protected. It also permits the insurer to decide whether an additional premium needs to be charged in respect of specific high value items

We can advise on all of these areas and arrange cover that is sufficient to meet your needs and objectives.

Please contact our Saltcoats office on 01294 464301 to make an appointment with a member of our Financial Services Team.

Open: Monday - Friday, 9am - 5pm, closed for lunch 1-2pm.
Saltcoats office also open to 6pm on a Thursday and 10am until 12.30pm on a Saturday.

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Saltcoats (Main Office)

Bank of Scotland Buildings
57 Dockhead Street
KA21 5EH

Tel: 01294 464301
Fax: 01294 603023


76 Princes Street
KA22 8DF

Tel: 01294 464131
Estate Agency Hub
01294 60 2000

West Kilbride

85 Main Street
West Kilbride
KA23 9AP

Tel: 01294 829599
Fax: 01294 829602


Unit 2 Douglas Centre
Isle of Arran
KA27 8AJ

Tel: 01770 302027
Open 5 days a week

Authorised under the Law Society of Scotland to conduct investment business under the Financial Services Act 1986.